Are you looking for ways to save cash? Here are a few tips:
Shop at thrift stores.
They sell clothes, shoes, and other items for a fraction of their price. You can usually find a number of great finds there.
Check out your local food pantries
Many charities will put you on a food stamp budget and give you food cards that you can use for the rest of the month. It’s worth checking into!
Look into online resources
Many sites will give you coupons for items, and other things. Be sure to do your research, though, because you may find coupons for things that are not the best deals out there.
Put together some good gift lists for friends and family on special occasions. You can usually find better deals on more expensive gifts when it’s an occasion, like a birthday or Christmas. This is also a great time to grab a couple of good books that you can read during the month.
Cut out the old-fashioned type of presents. If they haven’t heard of or seen your family for years, don’t buy them something they might think is cool. For example, if your husband is a card player, don’t buy him a new deck of cards. Buy him something he’ll really enjoy and will appreciate.
Don’t underestimate the power of traveling. Many people get off to an expensive trip but forget to save for it. If you keep a stash of cash on hand, you can really stretch your trip and do it over a couple of months. Traveling abroad can be fun and exciting, and you can even use the money for any reason you want. Pay off credit card debt. Credit card debt is the single biggest cause of stress for many families. When you have less credit card debt, you can pay off your bills with a lower interest rate, which will help you save money.
Find out if you qualify for any government grants
Sometimes they will give money to help people pay off their debts. It’s important to keep in mind that the money won’t just go to your debts. It will go towards the benefit of the government as well.
Shop online for items that you can use to pay down your debts. Some good places to start are checking out your bank statements for any debts and then getting a credit card balance calculator that you can use online. The account statement will help you determine how much you owe, and you can see how much you are paying on each card.
Make sure to check out the different credit card companies you have. Many of them have hidden fees that you might not know about, so it’s important to compare those fees to the other credit card companies. Be sure to find out about any fees they charge, and if they offer any cash rewards programs.
Finally, visit your local thrift store. Many of them sell high quality items that will save you a lot of money. By going there once a month, you can start to reduce your credit card balances while learning about new hobbies and interests, which will pay off as well.